home executive management team
Mr. Cherno is a Charter Certified Accountant and an
Investment Professional. Most recently, Cherno was the CEO of FinCity
Investment Advisory Limited, a company he founded in 2017. Prior to that, he
was CFO of BPR (part of Atlas Mara) and CFO and Deputy CEO of BRD Commercial
Bank (a fully owned subsidiary of Atlas Mara which was later merged into BPR).
He was Chief Finance Officer of Banque Commerciale du
Rwanda (BCR), now part of the I&M Group from 2005 to 2010. Before this
assignment, He was Head of Finance/Finance Manager of Maersk (Gambia) Limited,
a subsidiary of AP Moller Maersk A/S Group. Cherno also worked as an external
auditor with both KPMG and Deloitte and Touche. He has provided consultancy
services to various companies in Rwanda as well.
He has over 17 years of post-qualification experience
and has been exposed to many areas such as financial reporting, audit,
corporate finance, asset and liability management, investment management,
corporate strategy & business development and general company management.
He currently serves on the board of Crystal Telecom, a
company listed on the Rwanda Stock Exchange and previously served on the board
of Rwanda Energy Company – REC as vice chairman.
He is a CFA charter holder and a member of the CFA
Institute in Charlottesville USA and the CFA Society of South Africa. He is a
fellow member of the Association of Chartered Certified Accountants (ACCA). He
is also a founding member of the Institute of Certified Public Accountants of
He is a CFA charter
holder and a member of the CFA Institute in Charlottesville USA and the CFA
Society of South Africa. He is a fellow member of the Association of Chartered
Certified Accountants (ACCA). He is also a founding member of the Institute of
Certified Public Accountants of Rwanda ICPA(R).
Mr. Montfort is currently the Director of Operations, and has been working with COGEBANQUE since 2002 soon after the Bank’s establishment. He arrived at COGEBANQUE with a strong finance education, coupled with a keen desire towards business development teams.
Starting as a Junior Credit Analyst, Montfort’s rose
through the ranks to become Chief Credit Analyst, and then Deputy Director of
Credit, later he was appointed as the Business Development and Commercial
Director, currently, he serves as the Director of Operations.
Mujyambere holds a Master’s Degree in Business
Administration – MBA from Maastricht (the Netherlands) in collaboration with
Mr. Emmanuel is a Chartered Certified Accountant (ACCA) and a member of ICPAR, with an MBA in Finance, and a Bachelor’s degree in Accounting Science. Emmanuel is a certified microfinance expert, a qualification he acquired from the Frankfurt School of Finance and Management.
Emmanuel has over 16 years of experience and he has been in senior managerial capacities within the Rwandan banking industry for the last 13 years. Prior to Joining Cogebanque in 2017, Emmanuel was the CFO at Urwego Opportunity Bank (part of Opportunity International network) for 4 years. Prior to the role of CFO, he was the Chief Risk Management Officer for a period of 3 years and before that he was the Chief Internal Auditor for 3 years in the same bank. Through his career development, Emmanuel has gained immense experience from the financial sector, ranging from financial planning and management, treasury management and strategic planning as well as Audit and risk management.
Prior to the banking sector, Mr. Emmanuel worked with Rwanda Auditor General’s Office where he audited different public institutions for 2 years, which he joined after serving as an accountant at the National University of Rwanda.
KAYONGA is currently the Commercial Director, having assumed the role in mid-
2019 and is primarily charged with overseeing the Bank’s business segments-
i.e. Retail, Business, and Corporate Banking as well as Marketing and Product
Development, and Digital Banking and Alternative Channels.
has previously served as the Deputy Director of Credit, prior to assuming the role
of Director of Credit in late 2016 overseeing the bank’s credit portfolio.
Before joining, he served in the Financial Sector Development Secretariat and
then as Advisor to the Minister in the Ministry of Finance and Economic
holds a Masters of Arts (Hons) in Economics and Finance from University of
Aberdeen, in the UK, and a Masters of Arts in International Comparative and
Commercial Law from School of Oriental and African Studies, University of
Georges NDIZIHIWE is the Director of Credit and has been serving COGEBANQUE for over 18 years.
in both Law and professional banker course, Georges is also experienced with a great
and extensive technical and managerial background in different areas such as
banking operations, business development, branches network and legal advisory.
occupied different senior positions among them, Bank Legal Adviser, Head of
Branch’s Network, Head of operations which included the Electronic and Digital
Channels, International trade Finance with various methods of settlement,
(Import & Export, Trade Finance, International transfers, Lcs, etc.), local
Settlement system with its all in-house and domestic transactions in different
holds a Bachelor’s degree in Law, a Certified Professional Banker Course (CPB),
and undergone numerous training in banking and financial services offered by
Favorite quote: “85% of your financial success is due to your personality and ability to communicate, negotiate and lead. Shockingly, only 15% is due to technical knowledge.” (Carnegie Institute of Technology).
Mary Ashimwe is the Director of HR and Administration at COGEBANQUE plc with over 23 years’ practical experience and exposure in Human Capital Management, Leadership, Administration and Economic Development
in both Corporate and Public Sector acquired during her 10 years at MTN Rwandacell as General Manager for Human Resources and Corporate Affairs Management and Sr. Manager for HR & Administration; 7 years as Deputy Executive Secretary-in charge of Administration, Human Resources and Finance Management at National Electoral Commission of Rwanda and 6 years at Kigali City as a Deputy Mayor in charge of Finance and Economic Development.
Mary is/has been a player in other civil and social
responsibilities that include being a Councillor at Nyarutarama Cell in Remera
Gasabo District, Kigali City and was a Women Councillor in Kimihurura Sector –
Kacyiru District in Kigali City. Mary is also a Board Member for Horizon Group
Limited & Chairperson for its Human Resources & Remuneration Board
Committee for 10 years; Board Member for National Industrialization &
Research Development Agency (NIRDA) since 2014, was a Board Chairperson for
Genocide Survivors Fund (FARG) for 8 years & Board Member for Adventist
Radio Voice of Hope for 4 years.
Mary is a Certified Human Resources Business Partner and holds an MBA degree from the Maastricht School of Management in The Netherlands. She also has a Post-Graduate Diploma in Development Studies from Kimmage Manor Development Studies Center in the Republic of Ireland and a Bachelor of Social Sciences from Makerere University in the Republic of Uganda.
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