overdrafts

home overdrafts

This loan is for the book-smarts who meet the following conditions:

  • Have a contract of employment or civil service status.
  • Have experience at your employer for at least six months (6 months).
  • Have a contract of indefinite duration or a contract of employment for a specified period covering the duration of the loan, by more than two months.
  • Proof of salary deposits into your COGEBANQUE account for at least the last three months.
  • New customers from other banks must submit their original bank statements for the last three months showing their salary

This is an overdraft to be repaid by a hedge account upon arrival of the next salary.


General Conditions:

  • Have a contract of employment or civil service status.
  • Having a salary domiciled in the account COGEBANQUE for at least 1 month.
  • This short Loan is capped at 50 % of the salary transferred into account, after deducting the monthly outstanding COGEBANQUE loan.
  • Households whose husband and wife are employees can benefit from NGOBOKA ADVANCE, equal to 50% of the two salaries provided that:
    • Spouses Share a Joint Account
    • Both salaries are transferred to the Joint Account
    • Both Spouses sign the application in advance

This is a loan is for employees who receive their salaries through their COGEBANQUE accounts. The purpose of this loan is to finance different expenses.

The repayment period is up to 10 months.


General Conditions:

  • Have a contract of employment or civil service status.
  • Have a position with your employer for at least six months (6 months).
  • Have a contract of indefinite duration or a work contract of limited duration, covering the duration of the loan, by more than two months.
  • Proof of salary deposits into your COGEBANQUE account for at least the last three months.
  • New customers from other banks must submit their original bank statements for the last three months showing the salary history.

This loan is for employed individuals who meet the following conditions:

  • Have a contract of employment or civil service status.
  • Have experience at your employer for at least six months (6 months).
  • Have a contract of indefinite duration or a contract of fixed-term work, covering the term of the loan, by more than two months
  • Proof of salary deposits into your COGEBANQUE account for at least last three months.
  • New customers from other banks must submit their original bank statements for the last three months showing the salary credit history