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Guillaume NGAMIJE HABARUGIRA

CEO

Mr. HABARUGIRA is a senior finance & business development professional with over 14 years of professional experience in Finance business (investment, treasury, payments, export, and trade finance) and economic development in emerging markets. He is experienced both in emerging markets (Africa), Europe and USA, executing market strategy on behalf of Austria’s largest banking group for its corporate and sovereign customers, interbank market participants and global payments service providers.

He is very adept at applying research and analytical skills to understand markets, industry sectors and policy frameworks in order to develop business strategies and formulate team objectives. He has achieved Successful transactional leadership in structured project and export finance, Key Account and Portfolio Management, information management, analysis and public policy research. Mr. Guillaume is also an Enthusiastic writer, presenter and communicator who is able to engage with clients, partners and teams at large.

Mr. Guillaume holds a Master of Science in Financial Analysis and Project Management as well as a Master of Arts in International Development Economics, Policy and Financial Analysis.

Guillaume NGAMIJE HABARUGIRA

+250 788 315 404

CEO

Mr. HABARUGIRA is a senior finance & business development professional with over 14 years of professional experience in Finance business (investment, treasury, payments, export, and trade finance) and economic development in emerging markets. He is experienced both in emerging markets (Africa), Europe and USA, executing market strategy on behalf of Austria’s largest banking group for its corporate and sovereign customers, interbank market participants and global payments service providers.

He is very adept at applying research and analytical skills to understand markets, industry sectors and policy frameworks in order to develop business strategies and formulate team objectives. He has achieved Successful transactional leadership in structured project and export finance, Key Account and Portfolio Management, information management, analysis and public policy research. Mr. Guillaume is also an Enthusiastic writer, presenter and communicator who is able to engage with clients, partners and teams at large.

Mr. Guillaume holds a Master of Science in Financial Analysis and Project Management as well as a Master of Arts in International Development Economics, Policy and Financial Analysis.

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Emmanuel MUGANDURA

Chief Financial Officer

Mr. Emmanuel is a Chartered Certified Accountant (ACCA) and a member of ICPAR, with MBA in Finance, and a Bachelor’s degree in Accounting Science. Emmanuel is a certified microfinance expert, a qualification he acquired from the Frankfurt School of Finance and Management.

Emmanuel has over 19 years of experience and he has been in senior managerial capacities within the Rwandan banking industry for the last 16years.PriortoJoiningCOGEBANQUE in 2017, Emmanuel was the CFO at Urwego Opportunity Bank (part of Opportunity International network) for 4 years. Prior to the role of CFO, he was the Chief Risk Management Officerforaperiodof3yearsand before that he was the Chief Internal Auditor for 3 years in the same bank.

Prior to the banking sector, Mr. Emmanuel worked at the Office of Auditor General of Rwanda where he audited different public institutions for 2 years, which he joined after serving as an accountant at the National University of Rwanda.

Through his career development, Emmanuel has gained immense experience in the financial sector, ranging from financial planning and management, treasury management, strategic planning and implementation as well as Audit and Risk management.

Emmanuel MUGANDURA

+250 788 309 520

Chief Financial Officer

Mr. Emmanuel is a Chartered Certified Accountant (ACCA) and a member of ICPAR, with MBA in Finance, and a Bachelor’s degree in Accounting Science. Emmanuel is a certified microfinance expert, a qualification he acquired from the Frankfurt School of Finance and Management.

Emmanuel has over 19 years of experience and he has been in senior managerial capacities within the Rwandan banking industry for the last 16years.PriortoJoiningCOGEBANQUE in 2017, Emmanuel was the CFO at Urwego Opportunity Bank (part of Opportunity International network) for 4 years. Prior to the role of CFO, he was the Chief Risk Management Officerforaperiodof3yearsand before that he was the Chief Internal Auditor for 3 years in the same bank.

Prior to the banking sector, Mr. Emmanuel worked at the Office of Auditor General of Rwanda where he audited different public institutions for 2 years, which he joined after serving as an accountant at the National University of Rwanda.

Through his career development, Emmanuel has gained immense experience in the financial sector, ranging from financial planning and management, treasury management, strategic planning and implementation as well as Audit and Risk management.

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Mr. Theogene Uwimpuhwe

Director of operations

Mr. Theogene holds a Bachelor’s Degree in Computer Science from the National University of Rwanda, attended numerous professional trainings especially in Banking Operations and Information & Technology. He has more than 19 years of broad IT and Banking Ops. experience and over 10 years in a managerial capacity. He is joining Cogebanque’s family from Ecobank Rwanda where he was the Country Head of Banking Operations and Technology.

Mr. Theogene Uwimpuhwe

Director of operations

Mr. Theogene holds a Bachelor’s Degree in Computer Science from the National University of Rwanda, attended numerous professional trainings especially in Banking Operations and Information & Technology. He has more than 19 years of broad IT and Banking Ops. experience and over 10 years in a managerial capacity. He is joining Cogebanque’s family from Ecobank Rwanda where he was the Country Head of Banking Operations and Technology.

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Jean Bosco RWELINYANGE

Acting Director of Human Resources and Administration and Head of Human Resource

Mr. Jean Bosco joined the Bank in 2005 and has more than 20 years’ experience in human resource management in both the public and private sector, with more than 15 years in banking.

He works closely with senior management to implement the HR policies and objectives, especially in attracting, motivating and developing the key talent staff to enable to the Bank to maintain its remarkable growth.

Prior to his current role, he was Head of Human Resource Department of Rwanda Civil Aviation Authority.

A certified HR person, he holds a Bachelor’s degree in Administration from Kigali Independent University and has done various executive training on Human Resource Management and Strategy.

He has been a Member of Rwanda Human Resource Forum since 2003; and is also a Member of Rwanda Bankers Human Resource Forum.

Jean Bosco RWELINYANGE

+250 788 305 964

Acting Director of Human Resources and Administration and Head of Human Resource

Mr. Jean Bosco joined the Bank in 2005 and has more than 20 years’ experience in human resource management in both the public and private sector, with more than 15 years in banking.

He works closely with senior management to implement the HR policies and objectives, especially in attracting, motivating and developing the key talent staff to enable to the Bank to maintain its remarkable growth.

Prior to his current role, he was Head of Human Resource Department of Rwanda Civil Aviation Authority.

A certified HR person, he holds a Bachelor’s degree in Administration from Kigali Independent University and has done various executive training on Human Resource Management and Strategy.

He has been a Member of Rwanda Human Resource Forum since 2003; and is also a Member of Rwanda Bankers Human Resource Forum.

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Jean Damascene MUTABAZI

Credit Director

Mr. Jean Damascene has spent the last 14 years in Risk management, Compliance, and internal control roles in the banking sector. He holds a Masters and bachelor’s in business administration. He is a Certified Banker from Lagos School of Excellence, a certified Risk Manager and a Certified Compliance Professional from The International Academy of Financial Management.

Prior to joining Cogebanque Plc, he occupied different senior managerial positions in two International Banks, first as Head of Compliance and Internal Control at Access Bank Rwanda, then as Head of Compliance at Ecobank Rwanda.

Jean Damascene MUTABAZI

+250 788 798 450

Credit Director

Mr. Jean Damascene has spent the last 14 years in Risk management, Compliance, and internal control roles in the banking sector. He holds a Masters and bachelor’s in business administration. He is a Certified Banker from Lagos School of Excellence, a certified Risk Manager and a Certified Compliance Professional from The International Academy of Financial Management.

Prior to joining Cogebanque Plc, he occupied different senior managerial positions in two International Banks, first as Head of Compliance and Internal Control at Access Bank Rwanda, then as Head of Compliance at Ecobank Rwanda.

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Songa RWAMUGIRE

Acting Commercial Director & Head of Corporate Banking

Songa joined COGEBANQUE as the Head of Corporate Banking in August 2017. Before assuming this role, he was Deputy Head of Corporate Banking in a regional bank.

He started his banking career in 2009 and has worked on several corporate deals, giving him profound knowledge of the Rwanda market.

Songa holds a Bachelor’s Degree in Economics from the National University of Rwanda, is currently pursuing an MBA from Oklahoma Christian University and has been exposed to numerous training in various fields.

Songa RWAMUGIRE

+250 788 303 972

Acting Commercial Director & Head of Corporate Banking

Songa joined COGEBANQUE as the Head of Corporate Banking in August 2017. Before assuming this role, he was Deputy Head of Corporate Banking in a regional bank.

He started his banking career in 2009 and has worked on several corporate deals, giving him profound knowledge of the Rwanda market.

Songa holds a Bachelor’s Degree in Economics from the National University of Rwanda, is currently pursuing an MBA from Oklahoma Christian University and has been exposed to numerous training in various fields.

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Sylvio HABINEZA

Head of Compliance and Acting Head Risk & Internal Control

Mr. Sylvio HABINEZA joined Cogebanque Plc in 2017. He has 12+ years of financial services experience and worked for 9 years in Senior Compliance, Risk Management and Internal control positions. His knowledge cuts across compliance, fraud, operations, credit, risk management & mitigation and business process. Prior to joining Cogebanque Plc, he worked as the Ag, Head Conduct & Compliance and Compliance Advisor at Access Bank Rwanda.

Sylvio holds a Bachelor of Business Administration in Finance from the School of Finance and Banking (SFB). He is a Certified Banker from Lagos School of Excellence, a Certified Compliance Professional by IABFM and has been exposed to several trainings in various fields.

Sylvio HABINEZA

0788 526 740

Head of Compliance and Acting Head Risk & Internal Control

Mr. Sylvio HABINEZA joined Cogebanque Plc in 2017. He has 12+ years of financial services experience and worked for 9 years in Senior Compliance, Risk Management and Internal control positions. His knowledge cuts across compliance, fraud, operations, credit, risk management & mitigation and business process. Prior to joining Cogebanque Plc, he worked as the Ag, Head Conduct & Compliance and Compliance Advisor at Access Bank Rwanda.

Sylvio holds a Bachelor of Business Administration in Finance from the School of Finance and Banking (SFB). He is a Certified Banker from Lagos School of Excellence, a Certified Compliance Professional by IABFM and has been exposed to several trainings in various fields.

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